The problem
Payment fraud is a message-integrity problem.
Scammers do not need to break your bank. They only need to change the message your client trusts. Youme makes the instruction itself verifiable: who signed it, what it said, whether it changed, and whether the receiver should act.
Signed payment details
Email can be copied. The proof can be checked.
Every payment-bearing message becomes one sealed packet: sender identity, payment detail, reference, change history and status. The receiver does not trust the email. They verify the proof.
- Bank details, invoices and notices are structured before signing.
- Every change links back to the previous signed proof.
- Receiver pins remember the real counterparty locally.
BSB, account, ABN, amount and instruction text become one signed payload.
Frozen verifier
Local verdict
No inbox trust. No portal trust.
Receiver security
Payment redirection stops here.
The verify page checks the signed proof in the browser before showing payment-bearing content. If the sender, content or status does not verify, the receiver gets a stop signal before money moves.
Open the verify surfaceTwo-party signing
Agreements both sides can prove.
Some flows only need an honest receipt. Others need both parties to sign. Youme keeps those pathways separate: verified view receipts stay receipts, and agreement acceptance becomes a signature only when both sides sign the same content.
- Acknowledgement is not treated as a receiver signature.
- Acceptance binds the receiver to the same signed terms.
- Expired, revoked and executed states verify deterministically.
Company A
Preparer
Signer
Company B
Receiver
Signer
Offer plus acceptance bound to the same content.
Signed events stay verifiable.
Evidence pack
Proof when someone asks later.
Every sealed instruction, verified view, approval, revocation and executed agreement can roll into a matter-level evidence pack for principals, auditors and insurers.
- Receivers still get the fast path: open, verify, act.
- Principals get the proof trail when it matters later.
- Verifier material outlives the platform.
Founder access
The firms that move Australia's money should be safest first.
Join the founding cohort for verified payment details, receiver-safe instructions and two-party agreements your clients can prove before they act.